At Cibik Law, P.C., we believe that bankruptcy isn’t something to be ashamed of—it’s a decision that can help you take control of your finances, get rid of some or all of your debt, and turn over a new leaf. We are a law firm based in Philadelphia working solely in consumer and business bankruptcy matters, including chapters 7, 11, and 13. Our founder, Michael A. Cibik, Esq., is certified by the American Bankruptcy Certification Board and has filed well in excess of 20,000 personal bankruptcies. There are many cases where you might find yourself in need of a bankruptcy lawyer. If you own a business that is bankrupt, if you have a huge amount of debt and feel like there is no way out, or if you are facing foreclosure on your home, it is important to find an experienced attorney who can help guide you through the process. Cibik Law, P.C. has been providing compassionate and respectful legal services for over 40 years, and our bankruptcy lawyers in Philadelphia are well-versed in all aspects of bankruptcy law.